Mike Plumlee, Financial Planner’s Blog
Maximize Your Social Security Benefits
When it comes to planning for social security, there's one big question that looms over the rest. Should you take your benefits now or wait and let them mature? But that's not the only question to consider. It's important to take these other factors into consideration...
A Beginner’s Guide to Financial Planning
Financial planning can be a stressful concept for some people. It includes things like budgeting, retirement planning, saving, insurance and getting out of debt. Sometimes it’s easier to hire a financial advisor, but sometimes taking steps to lay the groundwork for your financial future can be done by you and your family.
5 Reasons to See a Financial Advisor
When most people hear the term financial planner, they only think about someone who is going to cut their spending and tell them that they need to save for retirement. But financial advisors have the tools to help individuals manage finances, plan for retirement, analyze their investment portfolio, and save for future expenses.
3 Ways To Check Your Credit Score For Free
While most people understand the importance of your credit score when it comes to making large purchases such as a home or auto, the truth is, your credit score affects far more than that. It also determines the interest rate you pay on credit cards and even how much...
What Type of Interest Rate Do You Have?
All interest isn't created equally, and that's why it's important to evaluate the strengths and weaknesses of each type of interest before applying for a loan. The route you take could have a significant effect on your finances, and there's no singular best fit...
Learn The Realistic Return On Your Investments
Many people new to investing expect larger returns than they actually receive and this can frustrate them. When they don't earn 7-10% annual returns on their investments, they feel as though they have been cheated in some way. This is why so many people give up on...
Why You Need an Opportunity Fund
It's widely advised that every individual and every family have an emergency fund. It's difficult to predict unexpected hardships, and preparing can mean the difference between ending up in debt or weathering the storm. But less publicized is the notion of...