Company pensions are increasingly becoming scarce. Therefore, one of the vehicles that was available to the workers of previous decades are no longer accessible for most private sector workers. More and more companies are moving toward 401(k) plans as the primary...
When an individual authors a will or plans how their estate’s final affairs are to be handled, many issues must be resolved. One such consideration that often arises is the designation of beneficiaries (persons who receive the decedent’s assets). During...
Everyone who has a financial adviser should be asking them some questions. It is important for the client to think about their investment portfolio and plans every year. Fees The first thing to do is to ask the financial adviser how much fees they are charging. People...
If someone were to offer you $500 now or $500 a year from now, which would you choose? Without question, most people would choose to have $500 now rather than a year from now. As the old saying goes, a bird in hand is worth two in the bush. A more compelling question,...
When it comes to your retirement, you’re the only one who’s ultimately going to be looking out for your best interests. While a financial advisor can help you through the steps of making sure that your retirement funds are properly secured, it’s up...
